Malaysia Credit Card

Standard Chartered Classic Visa & Mastercard

admin — Tue, 13 Dec 2011 02:45:35 +0000

You get 1 point for each ringgit spent. In order to qualify for this Classic Visa and Mastercard Credit Card, you will need a minimum annual income of RM24,000. With Standard Chartered Credit Card, you get discount in quite a good range of well known merchant, so this would simply be a great card for those who have just started working or getting their first credit card.

This is one of the entry level credit cards that provides travel insurance of RM350,000 and purchase protection of of RM5,000/article for Classic card and RM15,000/event.

The publish annual fee is RM90 / year.

Manchester United Visa Debit Card

admin — Mon, 12 Dec 2011 15:12:33 +0000

This would be the perfect card for Manchester United fans. Manchester United Debit Card by Public Bank cost you nothing when you apply for the first year and requires a minimum of 1 retail transaction per month over 12 months period. If you did not comply, it will cost you RM24/year for principle and RM12/year for supplementary. You will get 1 RedPoint for RM2 spend with some exception on certain transaction like petrol, casino, UTAR and TARC campus transaction, and more.

Standard Chartered Visa Infinite

admin — Sun, 11 Dec 2011 02:19:54 +0000

This is a reward point credit card by Standard Chartered. You get a reward points from various services that you deals with Standard Chartered bank, like home loan, investment balances, depoisits and also credit card spending.

Since this is a priority banking card, you will get priority banking services at their priority banking centres.

What we like the best are the loss of purchases benefit whereby they pay for accidental loss or damage of property or goods purchased overseas or locally with your valid Standard Chartered Bank’s Visa Infinite Credit Card upto a maximum limit of RM10,000 for any one article.

The annual fee for this credit card is RM800 for principle and RM400 for each supplementary.
Credit Card Benefits: Comes with complimentary travel and medical insurance, priority service and loss of purchases.

Hong Leong Hello Kitty Debit Card

admin — Fri, 02 Dec 2011 00:00:43 +0000

Hey Ladies, here is your chance to own the very first limited edition Hello Kitty Debit Card in Malaysia. You will get it when ou open a Hong Leong Saving Account, also you will be in the runing for the grand prize of a cute pink special edition Suzuki Swift with some Hello Kitty touch. This contest will also include other prizes that will end on 31 March 2012.

With this Hong Leong Hello Kitty Debit Card, you will be able to make purchases at any VISA or MEPS merchant.

If you own a current Hong Leong / EON ATM Card, you can convert it to the new Hello Kitty Debit Card. Annual fee of RM8 will apply.

Standard Chartered Business Visa Platinum and Gold

admin — Thu, 01 Dec 2011 15:31:56 +0000

Get 0.5% CashBack on all your Retail transaction excluding transaction from petrol station. On top of that you will also get reward point (RM1 = 1 point)

The annual fee is RM300 for Platinum and RM200 for Gold. To be eligible, you will need to meet an annual income of RM60,000 (Platinum) and RM24,000 (Gold). Interest rate on this Standard Chartered Business Visa Platinum & Gold Credit Card is dependable on prompt payment within the pas months. From 13.5% p.a. to 17.5% p.a.

Citibank PremierMiles

admin — Tue, 29 Nov 2011 15:24:26 +0000

Presenting to you Citibank’s Visa Signature Card, the PremierMiles Card. This is a perfect card for those who travel often as you get access to Airport Lounges. It is a reward point Credit Card whereby you earn 1 PremierMiles for every RM 3 spent. It sounds low, but 1 PremierMiles is equivalent to 1 Air Miles for Delta SkyMiles, Thai’s Royal Orchid Plus, Asia Miles or Singapore’s KirsFlyers.

With PremierMiles you get 2 complimentary visit to global lounges with Priority Pass and 12 complimentary visit to Plaza Premium Lounge at KLIA or LCCT. On top of that you get travel insurance coverage when you charge full fare of your flight ticket/tour package on your PremierMiles Card

Balance Transfer Rate: 11.99%
Interest Rate (daily interest): 13.5% per annum for prompt payments for 12 consecutive months
16% per annum for prompt payments for 10 to 11 times in last 12 months
17.5% per annm for 9 or less prompt payments in the last 12 months
Annual Fee: RM600 per annum
Supplementary Fee: Free

Citibank Cash Back Credit Card

admin — Wed, 09 Mar 2011 01:52:34 +0000

Get up to 2% cash back every month when you switch to the Citibank Cash. It will all depend on your carried forward balance (Your previous statement balance less all payments in your current statement). There are some fine print so you should note that ther eis a maximum rebate.

Carried Forward Balance	Cash Back Rate
RM2000 or less	0.40%
RM2001 – RM5000	1.50%
More than RM5000	2.00%

Currently it says Free Annual Fee up to 2 years by using your card 6 times within 60 days or 3 times within 60 days to enjoy a year annual fee.

Note the Fees will apply for balance carried forward:-

13.5% per annum (daily interest) – cardmembers with prompt payments for 12 consecutive months.
16% per annum (daily interest) – cardmembers with prompt payments for 10 to 11 times in the last 12 months.
17.5% per annum (daily interest) – cardmembers with 9 or less prompt payments in the last 12 months.

Al Rajhi Bank Debit Card-i & ATM

admin — Tue, 08 Mar 2011 14:39:37 +0000

Debit Card are becoming popular among younger generation because it does not incur the RM50 yearly tax but at the same time you can use it like any other VISA outlets worldwide. Al Rajhi Debit Card-i or Debit ATM Card-i offers great convenience as you can withdraw money from their ATM without any charges locally.

Their Other Fees Type is as follows:-

FEES TYPE	DETAILS
Cash withdrawal at Al Rajhi Bank ATM Network (local)	Waived
Cash withdrawal at VISA/PLUS ATM Network (local and overseas)	RM10.00 per transaction
Cash withdrawal at MEPS ATM Network (local)	RM1.00 per transaction
Cash/Cheque deposit at Al Rajhi Bank ATM Network (local)	Waived
Fund Transfer to own or other Al Rajhi Bank account	Waived
Non-cash transactions (e.g. balance enquiry and temporary PIN request)	Waived
Card annual fee: Unlimited ATM cash withdrawal and debit purchase facility	RM10.00 per card
Replacement of card	RM12.00 per card

Maybankard Visa Debit

admin — Tue, 21 Sep 2010 02:49:07 +0000

As always, Debit card are good for its purpose as there is no annual fee and also you avoid paying for the RM50 yearly tax. This is as good as a Visa credit card, whereby it is accepted 29 million Visa accepted outlet worldwide. This is a great way to provide your child some other form of money in case of emergency or a way to control you child spending.

On top o fthat you earn 1 Treats Points for every RM3 spent and you can set your purchase limit.

Eligibility: Have Maybank saving/current account, > 18 years old. For aged between 12 to 18 years old, Indemnity Letter is mandatory to be signed by parents or guardian as a condition to open imtenn Account. They are required to go to the branch to sign the letter.

Annual Fee: Free
Renewal: Free
Conversion from Maybankard Bankcard to Maybankard Visa Debit: RM12
Replacement Card: RM12

Note there is transaction fee after the forth transaction in a month

Fifth Transaction at Maybank ATM: RM0.50 per withdrawal
To have unlimited witdrawal at Maybank ATM, notify them for RM8 per annum.
RM1 withdrawal from other domestic bank
RM12 for cash withdrawal at international bank
Penalty fee for overdrawn: RM10

Maybank American Express Gold

admin — Tue, 21 Sep 2010 02:36:30 +0000

Maybank American Express Gold Card and its features as follows:-

Low Financial Charges of 9% p.a. on outstanding retail balance.
5x Membership Rewards point for every riggit spend on groceries, petrol, cathay, cineplexes, bookstores and telco charges via Express Autopay
2x Membership rewards point elsewhere

Annual Fees: Lifetime fee waiver
Eligibility: Annual income > RM30k, Principle: 21 to 65 years old, Supplementary: > 18 years old.